Insurance, Plan & Coverage Navigation

💠60-minute Consultation

Review one current insurance plan

✅Explanation of deductibles, copays, coinsurance, and out-of-pocket maximums

✅Clarification of in-network vs. out-of-network coverage

✅Understanding referrals, prior authorizations, and coverage limitations

✅Potential red flags that lead to surprise bills

✅Questions to ask your insurer or provider to prevent surprise costs

✅Step-by-step instructions in PDF, JPG, or other easy-to-access and read formats that you can keep on your phone, tablet, computer, or print at home

Verifying Coverage For

• Medical office visits

• Diagnostic tests and imaging

• Procedures or surgeries

• Specialist care

• Hospital stays

Health Savings & Flexible Accounts Support

• Guidance on how to use:

  • Health Savings Accounts (HSA)

  • Flexible Spending Accounts (FSA)

  • Limited-purpose or dependent care FSAs

• Understanding eligible vs. non-eligible expenses

• Strategic planning to maximize your healthcare dollars

Transparency:

This service provides education, navigation, and support—not legal, tax, or financial advice. Insurance decisions and coverage determinations remain with your insurer. The goal is preparation, clarity, and empowerment.

What This Service Does Not Do

❌ Does not provide legal advice, medical diagnosis or treatment

❌ Does not replace your insurance company or employer benefits office

❌ Does not guarantee insurance approval or payment

Coverage decisions are ultimately determined by your insurance provider. Always confirm final coverage details directly with your insurer.